Home " Electronic Credit card processing can increase your sales potential by 75 million customers in the U.S. Credit card processing analysts estimate that 3 out of 4 people use a credit card for their online orders. " --ETA Associates
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Increase your sales as much as 300%! |
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| Introduction |
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Already have or starting a retail business? Launching a web site? Operating a mobile business? Selling by mail? Making deals on the golf course? All of the above? Then First Merchant Systems is your simple, flexible way to accept credit cards in your business both now...and as your business grows and evolves.FMS offers a quick, easy, and flexible way to begin accepting major credit cards with a minimum of headache and absolutely no start-up expenses. FMS will provide you with all the tools, training, and ongoing support you will need to begin accepting credit cards at your business. There are 2 primary categories of credit card merchant accounts available today. They are referred to as 'RETAIL' and 'MOTO'. Retail accounts are for brick and mortar establishments or any business that will physically be able to swipe the customers card through an electronic terminal for processing. The machine will read the magnetic strip on the back of the card which contains all of the necessary information about the card itself, along with the customer's name. Since the card is physically present during the sale on Retail swipe accounts the likely hood of fraud is much lower than Moto or Internet accounts. Due to this fact Retail accounts carry the lowest merchant costs of all types of merchant accounts. Moto stands for 'Mail Order Telephone Order'. Any merchant who is going to either key in a credit card manually in a terminal or electronically process a card number provided through the Internet will require this kind of account. Since the card is not present with Moto accounts, the credit card associations have higher surcharges and typically higher credit conditions for Moto accounts over Retail accounts. Depending on which type of account and exactly how you will be acquiring the card information from your customers will determine not only whether you need a Retail or a Moto account, but also whether you will need a credit card terminal, software, or a gateway for internet e-commerce to process your customer's cards. FMS also offers Retail merchants electronic check processing and ATM card transactions through a unique all-in-one Val-Pak unit which you will not find at our competition. FMS offers the following products and services:
No matter how you do business now...or how you will do business in the future, FMS offers an easy, turnkey, no-headache merchant account and transaction processing equipment/services solution for as little as $14.95 per month. There are absolutely no up front application fee's and no charges for 30 days, allowing you to increase your sales with credit cards and profit before you even pay a dime for the services. Merchant account approval takes less than 48 hours and FMS approves 98.5% of all applications received. |
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